Did you know rugs could be made this way!?🐞🐞🐞
Did you know rugs could be made this way!?🐞🐞🐞
The singer and her estranged husband Brandon Blackstock were each seeking primary custody.
We've been living in our dressing gowns this season.
'Their tough-guy acts and f***-your-feelings s***-talk have become a furious whine of complaints’
Berkshire Hathaway Specialty Insurance Names Tom Macfarlane to Lead Downstream Energy Property Business in Europe
The resurgence of COVID-19 is seen as the primary threat to growth and recovery by all businesses followed by reduced consumer demand.
Aerospike Inc., the global leader in next-generation, real-time NoSQL data solutions, today announced that it provides its Cloud Managed Service to Experian® CrossCore™ integrated digital identity and fraud risk platform.
News comes shortly after the artist was notably snubbed from this year’s Grammy nominations
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TCS Group Holding PLC (TCS) 01-Dec-2020 / 12:57 MSK Dissemination of a Regulatory Announcement, transmitted by EQS Group. The issuer is solely responsible for the content of this announcement. Statement on Tinkoff Bank's RAS Financial Highlights for January - October 2020 Moscow, Russia - 01 December 2020. TCS Group Holding PLC (LI: TCS, MOEX: TCSG) (the "Group"), Russia's leading provider of online financial and lifestyle services via its Tinkoff ecosystem, today announces Tinkoff Bank's unaudited RAS financial highlights for January - October 2020. For the ten months of 2020, net income stood at RUB 27.8bn versus RUB 25.3bn in January - October 2019. It should be noted that the RAS net income figure is not a reliable indicator of IFRS net income for the same period. There is a very low correlation between financial results under the two reporting standards as a result of significant accounting differences. Therefore, RAS figures should not be used as the basis for conclusions on forthcoming IFRS results. The gross loan portfolio amounted to RUB 406bn representing an increase of 11% y-o-y. The net loan portfolio amounted to RUB 333bn having increased by 6% y-o-y and constituted 47% of total assets (57% at year-end 2019). Retail customer accounts stood at RUB 453bn. Tinkoff Bank continued to retain substantial liquidity: the CBR N2 ratio stood at 89% (minimum requirement: 15%), and the CBR N3 ratio was 145% (minimum requirement: 50%). Retail customer accounts constituted 75% of total liabilities. Total assets increased by 38% y-o-y to RUB 707bn. As of 1 November 2020, total capital including retained profits (based on Form 123) amounted to RUB 126.4bn. The CBR N1 capital adequacy ratio was 14.54%. Core Capital Adequacy Ratio (N1.1) was 11.04% and Main Capital Adequacy Ratio (N1.2) was 13.59%. Note on RAS results Please note that the figures in this press release are calculated in accordance with Tinkoff Bank's internal methodology which is available at: http://static.tinkoff.ru/documents/eng/investor-relations/ras-methodology.pdf RAS results are not a reliable indicator of IFRS results due to significant accounting differences that make a direct read-across from RAS to IFRS results impossible. The main differences between RAS and IFRS are: * Consolidated results under IFRS include a number of additional items and results of its subsidiaries * Accrual of expenses under IFRS * Timing differences in accounting for restructured loans ('instalments') and loans going through courts * The effect from the revaluation of currency derivative instruments * The effect of deferred income tax. For enquiries: Tinkoff Artem Lebedev PR Department\+ 7 495 648-10-00 (ext. 2202)Alexandr Leonov\+ 7 495 648-10-00 (ext. 35738)email@example.comTinkoff Larisa Chernysheva IR Department\+ 7 495 648-10-00 (ext. 2312)Neri Tollardo+44 7741 firstname.lastname@example.org About Tinkoff Group TCS Group Holding PLC is an innovative provider of online retail and SME financial services. It includes Tinkoff Bank, its mobile virtual network operator Tinkoff Mobile, Tinkoff Insurance, its asset management company Tinkoff Capital, Tinkoff Software DC, a network of development hubs in major Russian cities, and Tinkoff Education. The Group is currently developing Tinkoff ecosystem, which offers financial and lifestyle services. The Group was founded in 2006 by Russian entrepreneur Oleg Tinkov and has been listed on the London Stock Exchange since October 2013. The Group's key business is Tinkoff Bank, a fully online bank that serves over 12 mn customers and forms the core of the Tinkoff ecosystem. Tinkoff Bank is the second largest player in the Russian credit card market, with a share of 13.5%. The 9M 2020 IFRS net income of TCS Group Holding PLC amounted to RUB 31.9 bn. The ROE was 45%. With no branches, the Group serves all its customers remotely via online channels and a cloud-based call centre. The centre is staffed by over 10,000 employees, making it one of the largest in Europe. To ensure smooth delivery of the Group's products, the Group has a nationwide network of over 2,500 representatives. In 2018, Global Finance named Tinkoff Bank the world's Best Consumer Digital Bank, and in 2020, 2019, 2018, 2016 and 2015, the Best Consumer Digital Bank in Russia. In 2017 and 2013, the Banker recognised Tinkoff Bank as the Bank of the Year in Russia. The bank's mobile app has been consistently praised by local and global independent experts as the best of its kind (in 2013, 2014, 2015, 2016 by Deloitte and in 2018 by Global Finance). * * * ISIN: US87238U2033 Category Code: MSCL TIDM: TCS LEI Code: 2534000KL0PLD6KG7T76 Sequence No.: 88812 EQS News ID: 1151802 End of Announcement EQS News Service
Deutsche Bank is planning to cut one in three jobs at its retail banking hubs in Frankfurt and Bonn as part of its efforts to cut costs and restore profitability, according to a letter to staff seen by Reuters. The 350 redundancies affecting mainly the Postbank retail banking arm will be made by the end of 2022 and will be carried out in the most socially acceptable way possible, the letter said. Deutsche Bank declined to comment.
Normally, this time of year I’d be offering suggestions for something with which to charge the flowing bowl, so that its bounty, ladled out with cheer and kindly hospitality, would make the intolerable among your family and acquaintances tolerable and the tolerable truly delightful.There would be soft-focus anecdotes about Charles Dickens or some old English earl, Dutch “Mynheer” or not-so-very-proper Bostonian. There would be rum and port and a thick dusting of freshly grated nutmeg. It would be jolly—damned jolly.The New Rules For Holiday Eating & Drinking in 2020But this holiday season, with the specter of COVID-19 hanging over us all, the idea of gathering in close and cozy quarters with a gang of people who aren’t in my immediate household sends a rivulet of cold sweat down my back. And if I’m not going to do it, I’m certainly not going to cheerfully suggest others do.At the same time, our seasonal social rituals are important. I can easily understand why some people are saying “to hell with the coronavirus pandemic, we’re doing Christmas anyway,” even if I think it’s naïve and dangerous to them and everyone they’re going to come in contact with. Life is difficult enough in normal times. In hard times like these, it can be bleak indeed. What we as humans have to brace ourselves against that bleakness is each other.As the old saw goes, soldiers don’t fight for their countries, they fight for their fellow squad members. We need our squad members to get us through, whether that means Mom and Dad, aunts, cousins and such, or just—“just”—the usual crew of friends old and new that we’ve recruited over the years. We need to see them, touch them, talk to them. Relax with them. Put the load we’re carrying aside for a bit and share some laughs and reminiscences.In my household, anyway, we usually do that over a drink. Mixing someone a little glass of something delightful is a quick and very effective first manifestation of hospitality; a way of not just telling them, but showing them that they’re truly welcome and, at least for now, among their people.Fortunately, if we can’t physically be with our people, at least we can still mix them that drink; still show them at least that little bit of hospitality. Sure, we’ll have to do our toasting via Zoom, FaceTime, group texts, WhatsApp, etc. If the idea of that fills you with the same measure of joy it fills me with, which is less than a metric teaspoonful, at least know that with the help of a few empty bottles, some booze and a little planning in advance you can still extend that hospitality; still pour them that drink. It takes a little planning, but hey, you’ve got time these days. All you have to do is, at some point before you log on, drop off or send them a little bottled cocktail, one where everything is done and all your people have to do is pour.* * *Little Bottles of Delight* * *Bottled cocktails have a long and successful history that we absolutely don’t need to get into here. Suffice it to say that, just as modern bars have learned to make their drinks portable during the current pandemic, bars in the nineteenth century did the same as a matter of course for their customers who might want a cocktail at home—this was before the whole be-your-own-bartender idea took hold—or wherever else no bar was to be found. (Such places existed, although there weren’t many.) While these bottled cocktails couldn’t replicate the experience of standing at the carved mahogany bar while the bartender waltzes the ice around in his glass and then pours an amber stream from a great height into a tiny little cocktail glass with perfect accuracy, the cocktail itself didn’t know that: it was the same delicious potion, minus the show. And that’s what your people will be getting.* * *What You’ll Need* * *For bottled cocktails, you need bottles. I like to use 1-pint Mason jars, which hold enough for four standard drinks, fully diluted and with no need for stirring, shaking or any of that business. (When you mix drinks with ice, it’s the ice-melt that chills them and dilutes them enough to kill the burn. For these, you’re going to add the same amount of water and let your friends’ freezers do the chilling.)If you can’t get pint Mason jars, use what you can get—old wine bottles, cleaned and with the labels soaked off and glass 12-oz soda bottles are also good, although you’ll have to adjust your proportions. For those last, you’ll also need corks.You’ll also need labels. They don’t have to be fancy: you can hand-write them and tape them on with clear packing tape. But your people will need a little information on what they’re drinking, how many the bottle serves, and how to store the drink, prepare it and serve it. We’ll get into the details below.* * *The Drinks* * *There are two kinds of bottled cocktail: the kind that’s shelf-stable, and the kind that comes with the fuse lit; that has to stay refrigerated and even then will only keep for a couple of days. The options for each are endless, but since the sponsor for this particular post is Jefferson’s Bourbon, I’m going to stick to whiskey drinks, which is certainly no hardship.Let’s start with a shelf-stable one, the Manhattan Club’s version of the Manhattan. Seeing as the Manhattan was most likely invented at the Manhattan Club (a New York political and social club), sometime around 1880, this version carries a certain authority. With equal parts whiskey—we’ll go with the Jefferson’s Reserve, which is 45 percent alcohol, a good mixing strength—and vermouth, it’s also softer and a little less rambunctious than the standard version, and hence maybe a bit better adapted for the all (legal) ages crew you get at holiday time.This drink will keep indefinitely, which means that it can be sent or dropped off considerably in advance of consumption. You might want to add a lemon with each pint, for peels (they should be cut in vertical strips with a vegetable peeler, an excellent thing to demonstrate over Zoom).Here’s how you make one:* * *Manhattan Club Manhattan (1)* * * INGREDIENTS * 1.5 oz Jefferson’s Reserve Bourbon * 1.5 oz Italian red vermouth * 3 dashes Orange bitters * Glass: Cocktail * Garnish: Lemon peel DIRECTIONSAdd all of the ingredients to a mixing glass and fill with cracked ice. Stir, and strain into a chilled cocktail glass. Twist a swatch of thin-cut lemon peel over the top.And here’s how you make a pint of them, which should be enough for four regular-sized cocktails.* * *Manhattan Club Manhattan (4)* * * INGREDIENTS * 6 oz Jefferson’s Reserve Bourbon * 6 oz Italian red vermouth * 12 dashes Orange bitters * 4 oz Bottled water DIRECTIONSAdd all of the ingredients to a 1-pint Mason jar. Seal the jar and label it.Here’s how I’d label this:The Manhattan Club’s ManhattanAs served at the place that invented it, New York, 1882.Bourbon, Italian vermouth and orange bitters.Contains four drinks.To serve: Put this bottle in the freezer for 45 minutes and then pour into four chilled cocktail glasses. If possible, twist a strip of lemon peel over the top.This bottle can be stored at room temperature.With big hugs from [your name here].(If your people are a little more adventurous and boozy—we don’t judge here at the Daily Beast—and you have access to an exceptionally well-stocked liquor store, a great, unusual variation is the Racquet Club Special, as served by Harry, head bartender of the Detroit Racquet Club, in 1934: for one, it’s 2 oz Jefferson’s Reserve Bourbon to .5 oz each Italian vermouth and Kronan Swedish Punsch, a cane spirit-based liqueur that brings a little complexity to the proceedings, and a couple of dashes of Peychaud’s Bitters. For four, that’s 8 oz Jeffferson’s to 2 oz each vermouth and Swedish Punsch, 8 dashes Peychaud’s and 4 oz water. Assemble the same way.)Now, some people will find an all-booze drink like the Manhattan to be a bit much, even if you’ve mixed it up in one of its mellowest incarnations. For them, there’s the Ward Eight, a lovely turn-of-the-20th-century twist on the Whiskey Sour out of Boston, named after the political ward that coincided with the city’s North End. There are as many recipes for this drink as there were old-time bartenders in Boston. My favorite, though, is the one (contributed by one of those old-timers) that slips a little amontillado sherry into the mix, which makes it taste richer and far more intriguing.Unfortunately, sours like this have a short shelf-life before the citrus juice starts to mutate in strange and un-tasty ways. Ideally, this should be made the morning of the day it’s going to be consumed. The day before is acceptable. Beyond that there’s a good chance the lemon juice will go off (it won’t hurt anyone, but it will taste nasty). In either case, it has to be kept refrigerated, so plan accordingly.* * *Ward Eight (1)* * * INGREDIENTS * 2 oz Jefferson’s Very Small Batch Bourbon * .5 oz Amontillado sherry * .5 oz Fresh lemon juice * .25 oz Fresh orange juice * Scant .5 oz Grenadine (the regular commercial stuff is fine here) * Club soda * Glass: 8-oz Goblet DIRECTIONSAdd all of the ingredients, except the club soda, to a shaker and fill with ice. Shake, and strain into a stemmed goblet. Add 1 ice cube and a splash of sparkling water.And for four:* * *Ward Eight (4)* * * INGREDIENTS * 7 oz Jefferson’s Very Small Batch Bourbon * 1.75 oz Amontillado sherry * 1.75 oz Fresh lemon juice * 1 oz Fresh orange juice * 1.5 oz Grenadine * 3 oz Bottled water DIRECTIONSAdd all of the ingredients to a 1-pint Mason jar. Seal the jar, label it and refrigerate it.When delivering this, add a small bottle of club soda per pint bottle of Ward Eight. That, too, should be refrigerated, of course.And the label (adjust to suit, naturally):The Ward EightThe Boston classic, created to celebrate a local election win in that city’s eighth ward, ca. 1900.Bourbon, sherry, lemon and orange juices and a touch of grenadine.Contains four drinks.To serve: Put this bottle in a freezer for 45 minutes and then pour into four white wine glasses, each with an ice cube in it. Add a splash of chilled soda water to each.This bottle must be kept refrigerated and used within 24 hours.With big hugs from [your name here].Read more at The Daily Beast.Get our top stories in your inbox every day. Sign up now!Daily Beast Membership: Beast Inside goes deeper on the stories that matter to you. Learn more.
A perfect way to give back this festive season
What a year to be making a film about the United States Postal Service.I’d like to say I planned this whole thing—directing a movie about a little ~~~~ known USPS program called Operation Santa in a year when they became the center of a political maelstrom. But I had no idea what 2020 would bring when we shot the film in the four weeks between Thanksgiving and Christmas last year.Dear Santa centers on the USPS, an institution that seemed at points this year to hold our democracy in the balance. As 2020 got underway and we were in full throttle with post-production, we would read the headlines about the political machinations driving events at the USPS, with President Trump confessing to withholding federal aid for the USPS in order to sabotage mail-in voting, but our focus was on something more durable and timeless: the hundreds of thousands of letters that get sent directly to Santa each year and what the postal service does with them.‘The Postman’ Kevin Costner Thinks Trump’s Post Office Meddling Is ‘Criminal’Yes, there are all the trappings of your favorite family Christmas film in Dear Santa… cute kids, the emotional wants and needs of people, and lots of magic and whimsy to go around. But at the heart of this film are the dozens of USPS workers who spend their busiest time of the year not only doing their jobs, but also helping families in need. This program has lived under the radar for 108 years. Focusing on it this year seems extra poignant, as many of the USPS employees have gone the extra mile for us in the pandemic while the organization is being used as a political football.USPS employees have been on the frontlines of the pandemic since its onset, resulting in more than 10,000 coronavirus cases and 80 deaths within the organization. It was not lost on me and my crew that while we were editing our film in the safety of our homes, the USPS employees that so graciously let us into their world over the holidays were both risking their health and fighting just to do their jobs. They were politicized at every turn and suffering because of it. Still, every day they worked to get us our mail, our prescriptions, and our endless Amazon packages as we quietly worked on Dear Santa.Throughout the last hundred years that Operation Santa has been active our nation has seen many dark times. I would say 2020 rivals any of these dark periods. One in eight families don’t have enough to eat. We have more than 3.5 million people out of work. We have more than 260,000 people dead from COVID-19. That’s 260,000 families in mourning right now. We have millions of people struggling to celebrate this holiday season. Compared to last year, more letters are coming into Santa this time around.As part of making this film, USPS gave me unfettered access to Operation Santa. We were given access to read the thousands of letters that came into the USPS and then were able to follow the most compelling ones.As far as how the program works, once the letters addressed to Santa come in to the USPS they are funneled to a special team that handles them. Santa “approved” this program back in 1912, telling Postmaster General Frank Hitchcock that he was authorized to allow postal employees and citizens to help him respond to letters. This meeting more than 100 years ago became what is known today as Operation Santa.Today many cities have lead elves (who are of course approved by Santa). These lead elves help all those who want to take part and adopt letters. In our film, you will meet the lead elves in New York City, Chicago, Chico, California, and Pearce, Arizona.Several years ago Santa decided to go digital due to the volume of letters. The mailroom elves, who you meet in the film, digitize the letters so that anyone anywhere can adopt a letter. This modernization of the program will help out greatly this year while we are all at home because of COVID-19. Once the letters go live, anyone can read and adopt the Operation Santa letters right from their couch.Reading the letters that come in to Santa was a profound experience for me. It is a very personal look into the psyche of our country, with many letters from young people, but also older people too. We can read about their hopes and dreams as well as their wants and needs. It really hammers home how many people are in need in America.The mission of the program has always been to provide the public with the chance to be an elf and help children and families to have a magical holiday when otherwise they might not. Helping Santa answer all of his letters might seem like a small gesture, but this is a pay-it-forward program that is propelled by many postal employees—in their off-hours—who earn modest salaries and still give back. As one of the elves in our film says, “It’s not what you have that matters but what you do with what you have.” USPS workers are and have been making little gestures in the name of Christmas cheer over the years that add up to a humongous operation and show of goodwill that is showcased in our life-affirming film.Some might say that Dear Santa is a puff piece for the USPS that is conveniently timed when they needed it most. But I say this little-known story has been right under our noses for decades and no one had asked for permission to document it until 2018, when I sent an email to their press office for access.To kick off the production of our film I was invited to USPS headquarters in Washington, D.C., last fall. I received a download of all things Operation Santa and USPS history. It was there that our hosts told us about the simple mission of their organization, “To bind the nation.” I have to admit I thought it was a little hokey at the time. A year later and after all that we have been through as a country, I one hundred percent feel their mission and have watched firsthand, as we all have, that in good times and hard times USPS delivers. In a year that has broken so much of our country in half, everyday when I walk around my neighborhood and see their trucks still chugging along, I know it hasn’t broken one of our country’s most important institutions—the USPS.Dear Santa will be released Dec. 4 nationwide anywhere that you rent or buy movies. Watch the film and then become an elf. We promise this is a restorative and empowering way to end a year that has been so difficult for so many of us.Read more at The Daily Beast.Get our top stories in your inbox every day. Sign up now!Daily Beast Membership: Beast Inside goes deeper on the stories that matter to you. Learn more.
The "Global Industrial Gases Market (by Type, Application & Region): Insights & Forecast with Potential Impact of COVID-19 (2020-2024)" report has been added to ResearchAndMarkets.com's offering.
Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München / Key word(s): Forecast Munich Re announces profit target of €2.8bn for 2021; Profit outlook of €1.2bn for 2020 01-Dec-2020 / 10:54 CET/CEST Disclosure of an inside information acc. to Article 17 MAR of the Regulation (EU) No 596/2014, transmitted by DGAP - a service of EQS Group AG. The issuer is solely responsible for the content of this announcement. Munich Re announces profit target of €2.8bn for 2021; Profit outlook of €1.2bn for 2020 Munich Re's Board of Management has today approved its profit guidance for 2021. Despite anticipated further COVID‑19 losses, Munich Re will seamlessly return to its pre-pandemic profit level of €2.8bn. Munich Re expects financial consequences from COVID-19 next year as well, but on a considerably smaller scale than in 2020. In reinsurance, COVID-19 claims will amount to approximately €500m, and the technical result will be reduced by €50m due to foregone premiums. The ERGO field of business anticipates negative effects on the net result totalling about €100m. Group premium income will rise to about €55bn in 2021 - despite a decrease in premium volume caused by the pandemic. The return on investment will be above 2.5%. Financial planning for 2021 is subject to the approval of the Supervisory Board. On account of considerable uncertainty pertaining to the repercussions of COVID-19, Munich Re withdrew its profit forecast for this year on 31 March 2020. The Board of Management has today approved a revised forecast for this year, with Munich Re expecting a consolidated profit of €1.2bn for 2020. A profit of €200m has been forecast for Q4. As in Q1-Q3, there has been high expenditure for COVID‑19 in Q4. In 2020, Munich Re expects €3.4bn in reinsurance losses arising from COVID-19, with life and health reinsurance accounting for €360m and property-casualty reinsurance for €3.02bn. ERGO expects a negative COVID-19 impact of approx. €65m on the net result. Group premium income in 2020 is expected to total €54bn. High market volatility and the further fall in interest rates notwithstanding, the return on investment will be approx. 3%. Contact: Dr. Fabian Jürgens General Counsel & Group Chief Compliance Officer 01-Dec-2020 CET/CEST The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. Archive at www.dgap.de Language: English Company: Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München Königinstraße 107 80802 München Germany Phone: +49(0) 89 3891-0 Fax: +49(0) 89 399 056 E-mail: email@example.com Internet: www.munichre.com ISIN: DE0008430026, DE0008430026 WKN: 843002, 843002 Indices: DAX, EURO STOXX 50 Listed: Regulated Market in Frankfurt (Prime Standard), Munich; Regulated Unofficial Market in Berlin, Dusseldorf, Hamburg, Hanover, Stuttgart, Tradegate Exchange; Mailand EQS News ID: 1151764 End of Announcement DGAP News Service
Germany's unemployment rate dipped in November despite a partial shutdown introduced to halt a sharp rise in coronavirus infections, official data showed Tuesday. The unadjusted jobless rate, the headline figure in Germany, declined to 5.9% last month from 6% in October, the Federal Labor Agency said. Rises in unemployment in Germany, which has Europe's biggest economy, and elsewhere on the continent have been moderate by international standards.
The supermodel has shared a rare and intimate post of her and Zayn Malik, from before her daughter’s birth
Forget needles dropping, clogged vacuum cleaners and green-tinged carpets
The 'GMB' presenter said the singer has been selfish and questioned how genuine her apology was.
Facebook is launching its News product in the UK next month, and will start paying news sources for their stories. The feature is separate from the similarly named News Feed, and instead focuses on curated content from a range of publishers. While users will still be able to personalise what sources or stories they want in that section, they will be chosen from more traditional publishers by a team, rather than the algorithm that chooses what appears in the News Feed.