Ready to Claim Social Security? Do These 5 Things First

Ready to Claim Social Security? Do These 5 Things First

You have lots of choices about when to claim Social Security. You can also wait and earn delayed retirement credits (which raise your benefits) until you're 70, after which there's no further benefit to delay. Filing five years ahead of full retirement age (FRA), which is between 66 and 67, could result in as much as a 30% reduction in benefits.